I have my Tbird insured with American collector's,with an agreed value of $24,000.
They recently upgraded the value from the 22,000 when I first insured with them when I got the Tbird.
There are no restrictions on where I drive, or when, but there is a 5000 mile limit.
Bob.
Collector car insurance
- Bob Hubbard
- On Special Assignment
- Posts: 3095
- Joined: Fri Jan 09, 2004 1:01 am
- Location: Los Angeles
Re: Collector car insurance
I have ANPAC Chrome. They're based here locally and they sponsor a charity car show for kids every year. And their rates were very competitive. I have 7 cars, 2 motorcycles, and my house insured with them, so I have some leverage. Chrome is their name for their collector car division. This is where I disagree with the post about not going through a local agent. Given the amount of my premium for everything listed above, my agent better go to bat for me if I need him. He's a nice guy and we've built a good relationship, so I think he would. You won't get that with an internet purchase.
1962 Continental resto-mod
Yeah, it's got a Hemi
1979 Mark V 1 of 1
Triple Turquoise
1979 Mark V Bill Blass Edition
Yeah, it's got a Hemi
1979 Mark V 1 of 1
Triple Turquoise
1979 Mark V Bill Blass Edition
- autostick
- Addicted to Lincolns
- Posts: 2480
- Joined: Sun Mar 16, 2003 1:01 am
- Location: 1963 Lincoln Continental Sedan
- Contact:
Re: Collector car insurance
I am about to drop my State Farm parade car policy (less than 1,000m/yr) with an annual premium of $86.10
that buys 100k/300k liability / 50k property / 100k medical / $50 deductible comprehensive / $500 deduct collision.
I am considering Hegarty's collector policy with an annual premium of $112.00
that buys 100k/300k liability / 100k property / zero medical / zero deductible comp / zero deductible collision.
This is the plan with no roadside assistance cuz I have AAA premium and do not need medical coverage.
Sound reasonable to you? Should I go ahead with it? What other factors would you consider?
that buys 100k/300k liability / 50k property / 100k medical / $50 deductible comprehensive / $500 deduct collision.
I am considering Hegarty's collector policy with an annual premium of $112.00
that buys 100k/300k liability / 100k property / zero medical / zero deductible comp / zero deductible collision.
This is the plan with no roadside assistance cuz I have AAA premium and do not need medical coverage.
Sound reasonable to you? Should I go ahead with it? What other factors would you consider?
- LithiumCobalt
- Lincoln-ally Insane
- Posts: 3843
- Joined: Wed Feb 16, 2011 4:16 pm
- Location: Knoxville, TN
- Contact:
Re: Collector car insurance
$112 for an annual policy is dirt cheap. I don't see how you can go wrong.
Nick
Current: 1971 Mark III, 2012 MKZ AWD, 2016 F-150 Platinum
WANTED: 1969 Continental sedan, 77 Continental Town Car w/opera window delete, 76 Fleetwood Brougham
Current: 1971 Mark III, 2012 MKZ AWD, 2016 F-150 Platinum
WANTED: 1969 Continental sedan, 77 Continental Town Car w/opera window delete, 76 Fleetwood Brougham
- CaptainDave
- Dedicated Enthusiast
- Posts: 556
- Joined: Tue Jun 05, 2012 5:32 pm
- Location: New England
- Contact:
Re: Collector car insurance
There was a Chubb Collector tent right next door to the auctioneer's tent at the concours where I bought my LCC. We use Chubb for the house, and I figured fewer vendors is better than more. Being right there, he could walk 100' to get VIN numbers and inspect the car and he made it totally painless. Also, I like to support people and companies who support our hobby. Chubb and Haggerty both had tents there.
I have my regular car insurance with Amica. Can't say enought good things about them, they're terrific. They don't do collector's, they refered to someone else, American Collectors, I think.
I have my regular car insurance with Amica. Can't say enought good things about them, they're terrific. They don't do collector's, they refered to someone else, American Collectors, I think.
'66 convertible "The Blue Lagoon"
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